Trump Account Calculators
The One Big Beautiful Bill Act created Trump Accounts — investment accounts for kids, seeded with $1,000 for children born 2025–2028, with room for families and employers to add up to $5,000 a year (indexed for inflation) until the child turns 18. New to the program? Start with what a Trump Account is. Otherwise, these four calculators run the actual compounding math, so a percentage or a cap turns into a real dollar figure.
Growth CalculatorStarter seed + your yearly contribution, projected to age 18 — and to retirement, if left untouched.
Employer Match ValueWhat an employer's contribution (up to $2,500/yr) is actually worth by the time your child turns 18.
Compare ContributionsPut two contribution levels side by side and see exactly what the difference is worth.
Seed GrowthWhat the $1,000 starter deposit alone becomes by 18, 30, 50, or 65 — no other contributions.
Guides
What Is a Trump Account?The complete rundown — eligibility, limits, investing, and withdrawal rules.
Trump Account vs. 529 PlanWhich one to use, side by side, feature by feature.
Eligibility ExplainedThe 2025–2028 birth-year window, and what it means for older siblings.
Employer ContributionsHow the $2,500/yr benefit works, and how to ask HR about it.
All four run entirely in your browser — nothing you type is uploaded or stored — and all results are investment growth projections only, not tax, legal, or financial advice. Want a calculator we don't have? Tell us.